Archive for November, 2010

Hard Money Financing: Investment Opportunities

What are “Hard Money” loans? In a mortgage environment that has seen banks drastically cut back on their lending programs and flexibility, hard money loans may prove to be productive alternatives for real estate investors. Hard money lenders are basically companies that pool cash from various private investors and private individuals. They look at transactions […]

Construction Loans

A niche product that many clients may not know that I offer is construction financing. I’m currently working with a client who obtained a permit to expand his single family home into a duplex. We will be able to lend based upon the future value of the project and help him attain his goal of […]

Testimonial: Shauna Swart

We did it! Thank you for helping me so many times along this journey to 1st time home-ownership. I am truly thankful that we worked together and I can promise you that we will work together again and again. I trust and appreciate your hard work and determination. Thank you Chris! – Shauna Swart

Testimonial: Sandy Turk

Dear Chris, I just wanted to say again how wonderful I think you are. Thank God you came into my life. I could not do this without you in helping with the refinance and lease of my properties. Together, we are a great team. I hope all is well. Talk to you soon. – Sandy […]

Testimonial: Ewa Wasilewski

This guy is GREAT! He does a fantastic job and really cares about the whole process with his clients! I would 200% go with him again for my refinancing or initial purchasing! I’ve never had anyone work this hard for me to get the best rate possible. -Ewa Wasilewski

11/02 – 30 YR Fixed: 3.99%*

FIXED Mortgage Rate* Points APR* 30 Year 3.999% 1.000 4.674% 15 Year 3.500% 0.625 4.296% INTEREST ONLY LOANS 5/1 LIBOR ARM 3.250% 0.625 3.957% 10/1 LIBOR ARM 4.000% 0.000 4.675% JUMBO LOANS 5/1 LIBOR ARM 3.400% 1.000 4.100% 30 Year 4.950% 1.000 5.591% *(1) Disclosures

11/02 – 15 YR Fixed: 3.500%*

FIXED Mortgage Rate* Points APR* 30 Year 3.999% 1.000 4.674% 15 Year 3.500% 0.625 4.296% INTEREST ONLY LOANS 5/1 LIBOR ARM 3.250% 0.625 3.957% 10/1 LIBOR ARM 4.000% 0.000 4.675% JUMBO LOANS 5/1 LIBOR ARM 3.400% 1.000 4.100% 30 Year 4.950% 1.000 5.591% *(1) Disclosures

11/02 – 5/1 LIBOR ARM: 3.250%

FIXED Mortgage Rate* Points APR* 30 Year 3.999% 1.000 4.674% 15 Year 3.500% 0.625 4.296% INTEREST ONLY LOANS 5/1 LIBOR ARM 3.250% 0.625 3.957% 10/1 LIBOR ARM 4.000% 0.000 4.675% JUMBO LOANS 5/1 LIBOR ARM 3.400% 1.000 4.100% 30 Year 4.950% 1.000 5.591% *(1) Disclosures

11/02 – 10/1 LIBOR ARM: 4.000%*

FIXED Mortgage Rate* Points APR* 30 Year 3.999% 1.000 4.674% 15 Year 3.500% 0.625 4.296% INTEREST ONLY LOANS 5/1 LIBOR ARM 3.250% 0.625 3.957% 10/1 LIBOR ARM 4.000% 0.000 4.675% JUMBO LOANS 5/1 LIBOR ARM 3.400% 1.000 4.100% 30 Year 4.950% 1.000 5.591% *(1) Disclosures

11/02/10: CPK Market Update

I proudly wear my “I Voted” sticker, since today is Election Day. Two years ago we could have called the 2008 election the year of “Change.” Similarly, I would like to propose that this cycle be considered the year of “Opportunity.”