Archive for News

Market Update for January 14 2020: Taking a Steak

About a year ago at this time I was in the testing process with Eugene Springfield Fire. On my trips to Eugene, my friend let me stay at her home. During one of those trips, Eugene received an abnormal amount of snow. It was absolutely beautiful to see for me as the Californian who had […]

Social Responsibility: Resolve to Make a Difference

I bet the most common New Years Resolution is about wanting to get healthy. That is an awesome resolution! But what if these resolutions could also benefit the local community? Consider joining your local YMCA. The YMCA offers great programs beyond just being a gym membership. And it is community-oriented in that it offers special […]

Market Update for November 21 2019: “In The Now”

“I had a good quote that came to mind that someone told me,” New England Patriots Quarterback Tom Brady recently said about his upcoming contract negotiation. “’The past and the future are in the mind. I am in the now.’ I think that is a great way to live life.” While I’m not a fan […]

Social Responsibility: Team In Training

It’s time to take on my next distance sport challenge and do it for a great cause! I’ll be swimming/biking/running in the April 2020 Saint Anthony’s Triathlon in Saint Petersburg, Florida! I’ll be raising money for the Leukemia and Lymphoma Society through Team in Training. My grandfather and hero, Nono, died of a blood cancer. […]

10/21 — 5/1 ARM: 3.375%*

FIXED Mortgage Rate* Points APR* 30 Year 3.625% 0.625 3.743% 15 Year 2.990% 0.500 3.182% ARM LOANS 5/1 LIBOR ARM 3.375% 1.000 3.521% 10/1 LIBOR ARM 3.625% 1.000 3.773% JUMBO LOANS 5/1 LIBOR ARM 3.625% 0.000 3.662% 30 Year 4.000% 0.875 4.109(1) Disclosures

10/21 — 10/1 ARM: 3.625%*

FIXED Mortgage Rate* Points APR* 30 Year 3.625% 0.625 3.743% 15 Year 2.990% 0.500 3.182% ARM LOANS 5/1 LIBOR ARM 3.375% 1.000 3.521% 10/1 LIBOR ARM 3.625% 1.000 3.773% JUMBO LOANS 5/1 LIBOR ARM 3.625% 0.000 3.662% 30 Year 4.000% 0.875 4.109(1) Disclosures

Market Update for February 12 2018: Thank You, Clients!

You are my bread-and-butter. Yes, YOU. September 28th of this year will be CPK Mortgage’s 10th anniversary of being in business. Each and every year that I’ve been in business I can document the proof that my Clients and referrals from Clients are the life-blood of CPK Mortgage. So, I humbly say, “Thank You.” Every […]

Alternative Programs: Adding Value — VA Loan Rates

As I write this newsletter, I looked back to the last newsletter update that I had written, which was July 27th of 2015. The 30 year fixed rate stood at 3.875% whereas today it’s at 4.250%. We’ve crossed into the threshold of the “4s,” so it is important to consider every loan program available to […]

Pulse on Politics: Fannie/Freddie Loan Limits

Fannie Mae and Freddie Mac got it right this year with loan limits. Logic prevailed: why should each county across the nation have the same maximum loan limit when the average price of a home in certain counties is much higher than in others? While the maximum loan limit in most counties is now $453,100, […]

Social Responsibility: Fire Fighter Paramedic

As I referenced in the Market Update above, I’ve become a Fire Fighter. I did some serious soul-searching and decided that the best way I can use my talents to make a difference in the world would be through the Fire Service. It has been an extremely challenging and ultimately, tremendously fulfilling change. The schedule […]